Today's Home Equity Rates & Terms

 
Home Equity Line of Credit
Max Loan to Value
Loan Amount
Rate/Annual Percentage Rate (APR)*
Term
Initial Monthly Pmt/$1,000
Rate Guarantee
80% Min. $5,000/Max$125,000 Prime + 0% (Minimum 4.00%) 10 Years Interest Only Variable Monthly
           
*Rates subject to increase after consummation with a maximum of 18% APR AND a minimum of 4.00% APR for variable rate loans.
An annual fee of $40 will be assessed after the first year. An appraisal may be required for which a fee of up to $350 would be charged. Property insurance is required.
 
Home Equity and Improvement Loans
Max Loan to Value
Loan Amount
Rate/Annual Percentage Rate (APR)*
Term
Initial Monthly Pmt/$1,000
Rate Guarantees
 80% Min. $1,000/Max. $25,000 3.99% / 3.99%   Maximum 20 Years $6.05  3 Year Rate Lock
 80%  Min. $1,000/Max. $25,000 4.20% / 4.20%  5 Years  $18.51  Fixed
 80% Min. $1,000/Max. $25,000 4.99% / 4.99%   Maximum 20 Years  $6.59  5 Year Rate Lock
 80% Min. $1,000/Max. $25,000  4.60% / 4.60%  7 Years  $13.95  Fixed
 80%  Min. $1,000/Max. $25,000  4.99% / 4.99%  10 Years  $10.60  Fixed
 
*APR based on $25,000. Rates subject to increase after consummation with a maximum of 18% APR for variable rate loans.
Additionally, an appraisal may be required for which a fee of up to $350 would be charged. Property insurance is required.
 
      Home Equity Plus & Improvement Loans
Max Loan to Value 
Loan Amount
Rate/Annual Percentage Rate (APR)*
Term
Initial Monthly Payment/$1,000
Rate Guarantees 
80%  Min $25,000/Max $75,000  3.99% / 4.02% Maximum 20 Years   $6.05 3 Year Rate Lock 
80% Min $25,000/Max $75,000   4.99% / 5.02%  5 Years   $18.51   Fixed
80% Min $25,000/Max $75,000   4.20% / 4.30%    Maximum 20 Years   $6.59   5 Year Rate Lock
80%  Min $25,000/Max $75,000   4.60% / 4.68%   7 Years   $13.95   Fixed
80% Min $25,000/Max $75,000   4.99% / 5.05%   10 Years  $10.60   Fixed
 
      *APR based on $30,000. Rates subject to increase after consummation with a maximum of 18% APR for variable rate loans.
Additionally, an appraisal may be required for which a fee of up to $350 would be charged. Property insurance is required.