Today's Home Equity Rates & Terms

 
Home Equity Line of Credit
Max Loan to Value
Loan Amount
Rate/Annual Percentage Rate (APR)*
Term
Initial Monthly Pmt/$1,000
Rate Guarantee
80% Min. $5,000/Max$125,000 Prime + 0% (Minimum 4.50%) 10 Years Interest Only Variable Monthly
           
*Rates subject to increase after consummation with a maximum of 18% APR AND a minimum of 4.50% APR for variable rate loans.
An annual fee of $40 will be assessed after the first year. An appraisal may be required for which a fee of up to $350 would be charged. Property insurance is required.
 
Home Equity and Improvement Loans
Max Loan to Value
Loan Amount
Rate/Annual Percentage Rate (APR)*
Term
Initial Monthly Pmt/$1,000
Rate Guarantees
 80% Min. $1,000/Max. $25,000 4.75% / 4.75%   Maximum 20 Years $6.46  3 Year Rate Lock
 80%  Min. $1,000/Max. $25,000 4.95% / 4.95%  5 Years  $18.85  Fixed
 80% Min. $1,000/Max. $25,000 5.75% / 5.75%   Maximum 20 Years  $7.02  5 Year Rate Lock
 80% Min. $1,000/Max. $25,000  5.95% / 5.95%  7 Years  $14.58  Fixed
 80%  Min. $1,000/Max. $25,000  6.5% / 6.5%  10 Years  $11.35  Fixed
 
*APR based on $25,000. Rates subject to increase after consummation with a maximum of 18% APR for variable rate loans.
Additionally, an appraisal may be required for which a fee of up to $350 would be charged. Property insurance is required.
 
      Home Equity Plus & Improvement Loans
Max Loan to Value 
Loan Amount
Rate/Annual Percentage Rate (APR)*
Term
Initial Monthly Payment/$1,000
Rate Guarantees 
80%  Min $25,000/Max $100,000  4.75% / 4.77% Maximum 20 Years   $6.46 3 Year Rate Lock 
80% Min $25,000/Max $100,000   4.95% / 4.95%  5 Years   $18.85   Fixed
80% Min $25,000/Max $100,000   5.75% / 5.78%    Maximum 20 Years   $7.02   5 Year Rate Lock
80%  Min $25,000/Max $100,000   5.95% / 5.95%   7 Years   $14.58   Fixed
80% Min $25,000/Max $100,000   6.5% / 6.5%   10 Years  $11.35   Fixed
 
      *APR based on $30,000. Rates subject to increase after consummation with a maximum of 18% APR for variable rate loans.
Additionally, an appraisal may be required for which a fee of up to $350 would be charged. Property insurance is required.