Today's Home Equity Rates & Terms
| Home Equity Line of Credit | |||||||||
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Max Loan to Value
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Loan Amount
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Rate/Annual Percentage Rate (APR)*
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Term
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Initial Monthly Pmt/$1,000
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Rate Guarantee
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| 80% | Min. $5,000/Max$125,000 | Prime + 0% (Minimum 4.50%) | 10 Years | Interest Only | Variable Monthly | ||||
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*Rates subject to increase after consummation with a maximum of 18% APR AND a minimum of 4.50% APR for variable rate loans. An annual fee of $40 will be assessed after the first year. An appraisal may be required for which a fee of up to $350 would be charged. Property insurance is required. |
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| Home Equity and Improvement Loans | |||||||||
|
Max Loan to Value
|
Loan Amount
|
Rate/Annual Percentage Rate (APR)*
|
Term
|
Initial Monthly Pmt/$1,000
|
Rate Guarantees
|
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| 80% | Min. $1,000/Max. $25,000 | 4.75% / 4.75% | Maximum 20 Years | $6.46 | 3 Year Rate Lock | ||||
| 80% | Min. $1,000/Max. $25,000 | 4.95% / 4.95% | 5 Years | $18.85 | Fixed | ||||
| 80% | Min. $1,000/Max. $25,000 | 5.75% / 5.75% | Maximum 20 Years | $7.02 | 5 Year Rate Lock | ||||
| 80% | Min. $1,000/Max. $25,000 | 5.95% / 5.95% | 7 Years | $14.58 | Fixed | ||||
| 80% | Min. $1,000/Max. $25,000 | 6.5% / 6.5% | 10 Years | $11.35 | Fixed | ||||
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*APR based on $25,000. Rates subject to increase after consummation with a maximum of 18% APR for variable rate loans. Additionally, an appraisal may be required for which a fee of up to $350 would be charged. Property insurance is required. |
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| Home Equity Plus & Improvement Loans | |||||||||
|
Max Loan to Value
|
Loan Amount
|
Rate/Annual Percentage Rate (APR)*
|
Term
|
Initial Monthly Payment/$1,000
|
Rate Guarantees
|
||||
| 80% | Min $25,000/Max $100,000 | 4.75% / 4.77% | Maximum 20 Years | $6.46 | 3 Year Rate Lock | ||||
| 80% | Min $25,000/Max $100,000 | 4.95% / 4.95% | 5 Years | $18.85 | Fixed | ||||
| 80% | Min $25,000/Max $100,000 | 5.75% / 5.78% | Maximum 20 Years | $7.02 | 5 Year Rate Lock | ||||
| 80% | Min $25,000/Max $100,000 | 5.95% / 5.95% | 7 Years | $14.58 | Fixed | ||||
| 80% | Min $25,000/Max $100,000 | 6.5% / 6.5% | 10 Years | $11.35 | Fixed | ||||
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*APR based on $30,000. Rates subject to increase after consummation with a maximum of 18% APR for variable rate loans. Additionally, an appraisal may be required for which a fee of up to $350 would be charged. Property insurance is required. |
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