Fixed Rate Loans

The principal and interest payments on a Fixed Rate Loan remain the same during the entire term of the loan. Fixed Rate Loans come with your choice of a 10, 15, 20, or 30 year term. They can be made with loan to values up to 95%. Private Mortgage Insurance is required for loans exceeding 80% loan to value. The maximum amount for a Fixed Rate Loan is $417,000. Interest is paid on escrow on owner occupied primary residence.

Fixed Rate Loans will give you peace of mind if you:

• Want the certainty of a fixed principal and interest payment
• Want to lock in low rates if you believe rate will likely increase
• Need fixed payment for a fixed budget

Fixed Rate Loans can be used to:

• Purchase a new home
• Refinance an existing home
• Take additional equity from your home

Call or e-mail one of our Loan Officers for more information.

Check out our Interest Rates for current rates on our mortgage loans.